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Employee Benefits INSURANCE

What it is?

Provides employees with medical, accident and life insurance benefits:

  • By reimbursement of medical expenses incurred for inpatient hospital stay, including pre and post-hospitalisation specialist consultations, diagnostic Xray and laboratory tests
  • Cover can also be extended to include outpatient clinical and specialist treatment costs including dental treatments
  • Employees can also be insured for Term life coverage.   In the event of Death or Total Permanent Disability from all causes based on a lump sum compensation or pegged to the number of years of annual remuneration of the individual employee
  • Employees can also be insured for Critical illness due to any one of the 37 critical illnesses based on a lump sum compensation or on the number of years of remuneration of the employee
  • Employees can be insured for Death or total and Permanent Disabilities resulting from any Accident where the compensation payable is in a lump sum amount or pegged to number of years remuneration of the employee.