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Personal Accident INSURANCE

What It Covers?

Personal Accident provides an insured 24-hours, worldwide coverage against payment for:

  • Death or injury due to accidental means
  • Death or injury due to terrorists’ acts
  • Motorcycling injuries
  • Medical Expenses due to certain infectious diseases including Dengue Fever, SARs, Bird Flu, Hand Foot Mouth diseases, Mumps, Rubella, MERS
  • Expenses incurred for purchases of mobility devices, crutches, wheelchairs, artificial limbs
  • Treatment incurred by licensed Chinese Physicians and bonesetters
  • Lump sum payment for bone fractures
  • Emergency Medical evacuation due to accidents whilst overseas
  • Coverage should be on Continental Scale of Benefits
  • Qualification of claims for permanent total disability to be based on “Loss of Use” and not “Loss of Member”