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What it is?

Insurance cover the financial losses resulting from damage to the dwelling and contents due to fortuitous events e.g. fire, lightning, explosion, flood, impact damage and windstorm etc.

Main Benefits

  • Pays for repairs to the building/contents due to Fire, Lightning, Explosion (domestic boilers),
  • Windstorm, Typhoon, Flood, Earthquake, Volcanic Eruption etc.
  • Damage caused by Strike Riots & Civil Commotion
  • Protects your liability against Third Party claims arising from negligent acts or carelessness
  • Pays for loss of or damage to household contents, furniture, fixtures and fittings, jewellery due to burglary, breaking-in and malicious damage
  • Damage arising from Impact by aircraft or other aerial devices, falling trees and road vehicles
  • Landslip and or Subsidence are covered
  • Accidental breakage of fixed glass
  • 24-hours Home emergency protections against air-conditioner leakages, burst water pipes, and electrical faults

Additional Benefits

  • Loss of money from ATM cards by theft or fraudulent use of the cards
  • Theft or accidental death of insuredís pet dog
  • Rent protector, for loss of rent due to death of the tenant by accident
  • Expenses for tracing and assessing water seepage into the building
  • Personal Accident coverage for the insured