Services  >  Personal Insurance  >  Motor


What it is?

Motor Insurance covers your motor vehicle against loss or damage caused by accidents. It covers your legal liability for bodily injury or property damage to third parties.


Comprehensive cover:

  • Cover for damage to the vehicle due to accidental collision
  • Loss due to theft of or malicious damage to the vehicle
  • Indemnity for claims made by any Third Parties due to careless or negligent driving by your authorized drivers
  • There is usually an excess which is applicable which means that the insured has to pay the specified amount for each and every accidental claim for damage to the vehicles

Additional Benefits

  • Transport allowance : is payable whilst your car is undergoing repairs due to any accidents
  • NCD Protector: An extension is available to protect the “No Claims Discount”  in the event of any accidents, so that a claim will not reduce your existing NCD
  • Loan protection : A benefit to cover up to a selected limit for inability to pay the o/s car loan due to serious or fatal accident to the owner whilst driving
  • Excess Waiver : This benefit waives the policy excess payable if repaired at authorised workshops.

(Extensions for coverage against acts of negligence of passengers like opening of car doors and causing serious accidents to third parties is available)